Talk & Earn Terms & Conditions
Cityfone, operated by Rogers Communications Partnership is the reseller, biller and wireless service provider for the Talk & Earn program and provides all customer support and enrolment.
1 Talk & Earn is offered exclusively to BMO MasterCard customers and conveniently charged to your BMO MasterCard account. Cityfone Terms & Conditions apply. Talk & Earn is not available at BMO Bank of Montreal branches.
2 You will earn Triple AIR MILES reward miles when you pay your monthly Talk & Earn bill using the pre-authorized payment service on your BMO AIR MILES MasterCard. Award of AIR MILES reward miles is made for purchases charged to your account (less refunds) and is subject to the Terms & Conditions of your BMO MasterCard Cardholder Agreement. Cityfone is a participating merchant in the Rewards Plus Program. Visit triplerewardsplus.ca for information about the Rewards Plus Program.
You will earn CashBack rewards when you pay your monthly Talk & Earn bill using the pre-authorized payment service on your BMO CashBack MasterCard. CashBack rewards are made for purchases charged to your account (less refunds) and is subject to the Terms & Conditions of your BMO MasterCard Cardholder Agreement.
Talk & Earn offers shown are for new activations only or while quantities last and are subject to change without notice.
3 BlackBerry®‡ Curve™ 9360 available with minimum $15/month voice plan and $15/month BlackBerry®‡ Internet service add-on. Samsung Galaxy Q and Samsung Galaxy Ace II x™ available with minimum $20/month voice plan and $10/month data add-on.
4 Additional local wireless usage is $0.35/minute. Wireless long distance rate of $0.35/minute applies to calls made within Canada and from Canada to the continental U.S.; airtime not included. Evenings: Mon-Fri 6PM-7AM; Weekends: Fri 6PM-Mon 7AM. Provincial 911 emergency services fees: QC 40¢/mo, NS 43¢/mo, PEI 70¢/mo, NB 53¢/mo, SK 62¢/mo. 411, roaming, optional services, data use and taxes are extra.
5 The 50% discount only applies to the monthly plan fee. $15/month plan: 2 and 1 year service terms receive this bonus for 3 months. Plans starting from $20/month: 2 and 1 year service terms receive this bonus for 6 and 3 months respectively.
6 Minutes can be used for local and long distance calls anywhere within Canada that terminate within Canada. $0.35/additional minute.
7 $15/month plan includes text messages sent within Canada. Plans starting from $20/month include text messages sent within Canada to Canada or the continental U.S. $0.20/additional sent text to Canada. $0.25/additional sent text to the U.S.
8 100 MB: $0.05/additional MB used. 500 MB: $0.01/additional MB used. Data charges while roaming: $0.01/KB in the U.S.
9 Additional 10 MB of data added to your Talk & Earn smartphone plan, for use of the BMO Mobile Banking application or m.bmo.com. Standard data overage rates apply. Data charges while roaming: $0.01/KB in the U.S.
10 First month free is a one-time offer and applies to new Super Value Bundle subscriptions only. Promotion applies to Super Value Bundle cost; additional usage and monthly plan fees apply.
11 Local airtime minutes only.
12 30-day money-back guarantee: Phone must be returned in its original condition at subscriber’s cost within 30 days from delivery date and have been used for no more than 30 minutes of airtime and 150 KB of data. You are still responsible for the prorated plan fees and usage charges. A restocking fee may apply. After 30 days, an early cancellation fee of $20 times the number of months remaining in the contract term to a maximum of $300 applies, unless prescribed by provincial laws. Some conditions apply.
BlackBerry®‡, RIM®‡, Research In Motion and related trademarks, names and logos are the property of Research In Motion Limited and are registered and/or used in the U.S. and countries around the world. All other trademarks are property of their respective owner(s).
Cityfone Service Agreement
The Talk & Earn phone program is offered exclusively to you by BMO® Bank of Montreal (“BMO”) as a MasterCard®* customer of BMO. The terms and conditions in this document (the “Terms and Conditions”) bind the BMO Bank of Montreal MasterCard customer (herein after referred to as “you”, “your” and/or the “subscriber”) who has subscribed to the Talk & Earn program to receive the wireless personal communications services (“PCS”) services available under the Talk & Earn program (the “Services”).
Any current Cityfone document describing the plans, features, services or products you have selected, (collectively, the “Materials”) together with these terms and conditions constitute the agreement (the “Agreement”) between you, the subscriber (herein after referred to as “you”, “your” and/or the “subscriber”) and Cityfone. If there is any inconsistency between the Materials and these terms and conditions, these terms and conditions will prevail. These terms and conditions cannot be changed by you.
Who is the Service Provider for Talk & Earn?
The Services (which, for greater certainty, include use of PCS receiving and transmitting equipment and your assigned telephone number(s) (“Numbers”), including but not limited to the handset, handset accessories and SIM cards (collectively, the “Equipment”), that are made available to you under the Talk & Earn program) are provided exclusively to you by Cityfone, operated by Rogers Communications Partnership, and it is Cityfone to whom you are contractually bound in relation to the Services. Cityfone is the program service provider, reseller and biller for the Talk & Earn program. All customer service support in connection with the Talk & Earn program is provided to you by Cityfone. Cityfone reserves the right to select the underlying network carrier for the Services. All usage by you of any of the Services will be governed by the Agreement. If any other person uses your services all such usage of these Services will be governed by the Agreement and you will be responsible for all such usage based upon the Agreement. You receiving the Equipment constitutes proof that you have read these Terms and Conditions, and agree to abide by the Agreement.
Your Agreement period and your Services start on the “Date of Contract” specified in the Materials. At the end of your service agreement period, your plan will automatically default to a month-to month term on these same terms and conditions until the Services are terminated by you or by Cityfone, subject to the provisions contained herein.
2. CREDIT VERIFICATION
Cityfone shall have the right to perform subscriber credit verification on every new account or as Cityfone deems necessary, acting reasonably, and the Subscriber hereby consents thereto. Certain restrictions may apply to credit limits, price plan eligibility and other calling features extended to you, based on your credit verification results.
3. SHOULD YOU WISH TO SWITCH CREDIT CARDS
If you are a primary credit card holder with BMO and BMO agrees to replace your current credit card account, you hereby authorize Cityfone to debit the amount you owe each month to the new credit card account issued to you by BMO. You will advise Cityfone of any changes to your credit card account prior to the next invoice due date.
4. EARLY CANCELLATION FEE
If, for any reason, your Service is terminated prior to the end of the service agreement period, you agree to pay Cityfone (i) $20 for each month remaining in the service agreement period, to a maximum of $300 or (ii) if a cancellation fee is prescribed by applicable provincial laws, the maximum amount as may be prescribed or determined by such applicable provincial laws. Cityfone may allow for the cancellation of your Service without an early cancellation fee if the cancellation is within 30 days from the date of activation and the Equipment is returned according to the provisions of section 20 of this Agreement. Activation and delivery fees are non-refundable. Your Service will not be disconnected until the Equipment is received by Cityfone. The early cancellation fee described above is payable for each Number of a subscriber.
5. RESPONSIBILITY FOR CHARGES
You are responsible for all charges related to the Services, including but not limited to all charges for airtime units, long distance, roaming, data usage, the monthly service fee, and any charges relating to the activation, reactivation or suspension of the Services. Cityfone may bill you up to one year from the date the charge was incurred. You are also responsible for all charges related to the purchase of the Equipment. Charges will be deemed to be correct if not disputed by you within thirty (30) days of the invoice date. Any disputes you may have about your bill for Services provided to you by Cityfone under the Talk & Earn program should be resolved by you with Cityfone by calling customer service at 1- 877-901-2266.If you subscribe to one of the Talk & Earn plans with a service agreement period the monthly fee and local per-minute airtime rates are a term and condition of this Agreement and Cityfone guarantees the monthly fee and local per-minute airtime rates for the length of the service agreement period. Any other charges are not a term or condition of this Agreement (including but not limited to text messaging rates, roaming charges, data usage and long distance calls). Cityfone does not guarantee any other charges and may change the other charges at any time. Subject to section 28, we may change the terms and conditions of the Agreement at any time.
Any applicable sales, use, excise, public utility, provincial, federal or regulatory charges or surcharges or other taxes, or like fees or charges imposed on Cityfone or a visited carrier as a result of providing the Services or Equipment will be added to the Subscriber’s bill. If the Subscriber is exempt from payment of any such taxes, the Subscriber shall submit to Cityfone at #101-3991 Henning Drive Burnaby, BC, V5C 6N5 an original tax exempt document; however, such submittal shall not entitle the Subscriber to a credit for any taxes previously paid.
7. UNPAID BALANCES
Any balance unpaid after the due date will be subject to a late payment charge of 1.6% per month compounded monthly (20.98% per year) until paid in full. Overdue accounts are subject to cancellation of service.
8. AVAILABILITY/ INTERRUPTION
Service is normally available to your Equipment when it is within the operating range of our underlying network provider’s systems and may be available outside of that area in participating carrier service areas. Service is subject to transmission limitations or interruptions caused by weather, terrain, obstructions such as trees or buildings and other conditions. Service may be limited in some areas where coverage is not available or may be temporarily limited or interrupted due to reasons beyond our underlying network provider’s control or because of the underlying network provider’s system capacity limitations and system repairs. Interruption may also result from nonpayment of charges by you.
When the Subscriber travels outside Cityfone's service area (“roams”) and into the service area operated by another carrier (“visited carrier”) and continues Services pursuant to any roaming service agreement between Cityfone and the visited carrier, the Subscriber expressly acknowledges that the Subscriber may experience conditions of Services different from those provided by Cityfone. Notwithstanding the foregoing, the Subscriber agrees to pay all service charges of Cityfone and the visited carrier applicable to the Subscriber’s roaming. Additionally, the Subscriber understands that without notice, the visited carrier may, from time to time, increase or decrease rates charged to Cityfone and/or to roamers or alter conditions or features of service or availability, and that Cityfone and the visited carrier are under no obligation to provide advance notice to the Subscriber of any such changes. The Subscriber will be subject to the limitation of liability provisions and other conditions of service imposed by the visited carrier on the visited carrier’s own Subscribers. The Subscriber agrees that while the Subscriber roams, Subscriber accepts Services provided by the visited carrier on an “AS-IS”, “WHERE-IS” basis, without warranty of any kind whatsoever.
10. LIMITATION OF LIABILITY
Cityfone does not warranty the proper or uninterrupted working of the Equipment or Services and shall not be liable to you, or any other user or other person for damages resulting from mistakes, omissions, interruptions, delays, errors in transmission, defects in transmission, failure or defects in the Equipment or the Service caused by acts of God, fire, explosion, war, riots, strike, lockouts, picketing, boycotts, acts of Government Authorities, causes originating in the facilities or operations of Cityfone cellular network or from any other cause of any nature or kind whatsoever whether or not similar to the specified causes herein stated and whether or not caused by the negligent or willful act or omission of Cityfone or persons for whose acts it is in law responsible. Without restricting the generality of the foregoing, in no event will Cityfone be liable to the Subscriber or any other person for i) direct consequential or economic loss or damage, including loss of profits, even if advised of the possibility thereof, and ii) any loss, accident, property damage, bodily injury or death caused by or to a vehicle, watercraft or aircraft owned or operated by the Subscriber in which a cellular unit or supplementary apparatus provided in conjunction therewith is placed or installed and iii) any damage resulting from, or in connection with any interruption, or failure of 911, or any emergency service, or identification of the telephone number associated with any person accessing or attempting to access such emergency services from your phone. Cityfone undertakes to transmit a signal for the purpose of activating a signal on the cellular unit and Cityfone accepts no responsibility for the transmission of further intelligence. If you operate as a roamer on any other cellular carriers’ system pursuant to any roaming service agreement entered into by Cityfone and such other carrier, then in such event, you shall be subject to and not limited to the further limitation of liability provision with respect to such use. The foregoing is Cityfone’s complete and only liability to you, the Subscriber.
11. UNDERLYING CARRIER
The Subscriber expressly understands and agrees that it has no contractual relationship whatsoever with the underlying carrier and that the Subscriber is not a third party beneficiary of any agreement between Cityfone and the underlying carrier. In addition, the Subscriber expressly understands and agrees that the underlying carrier shall have no legal, equitable, or other liability of any kind to the Subscriber. Regardless of the form of the action, whether for breach of contract, warranty, negligence, strict liability in tort or otherwise, the Subscriber’s exclusive remedy and the total liability of the underlying carrier arising in any way in connection with this agreement, for any cause whatsoever, including, but not limited to, any failure or disruption of service provided hereunder, is limited to payment of damages in an amount equal to the portion of the fixed monthly charge to the Subscriber for the services relating to the period of service during which said damages occur.
12. SUBSCRIBER USE
The Subscriber agrees to activate the Equipment only on Cityfone's cellular network. The Subscriber agrees not to use the Services or Equipment for any unlawful, unsafe, malicious or abusive purpose, or for interfering with others' use of the Services, or in such a way as to defraud Cityfone or any third party or to create damage or risk to Cityfone’s business, network, facilities, or to third parties.
13. TELEPHONE NUMBERS
Subject to any rights the Subscriber may have under applicable laws and regulations, including any right to port a number to another carrier, the Subscriber has no property right in the Numbers or e-mail address, if applicable. You may be required to change the number assigned to you at any time, though Cityfone will take reasonable measures to provide you with prior notice. You will lose your assigned telephone number if you terminate the Services.
14. SUBSCRIBER INDEMNITY
Unless caused by the negligence of Cityfone, the Subscriber shall indemnify and hold harmless Cityfone and the underlying carrier supplying services to Cityfone, and their officers, employees, and agents against any and all claims, including without limitation claims for libel, slander, infringement of copyright, or personal injury or death, arising in any way directly or indirectly in connection with this agreement or the use, failure to use, or inability to use the Numbers. This indemnity shall survive the termination of this agreement.
15. RESPECTING YOUR PRIVACY
Cityfone values and appreciates their relationship with you. Cityfone is especially committed to guarding your personal information. Cityfone collects only the personal information from you that is required for providing you with the Services and in support of your subscription to the Talk & Earn program. Unless a subscriber provides express consent or disclosure pursuant to a legal power, all information kept by the company regarding the subscriber, other than the subscriber's name, address and listed telephone number, is confidential and may not be disclosed by Cityfone to anyone other than:
- the subscriber;
- a person who, in the reasonable judgment of Cityfone, is seeking the information as an agent of the subscriber;
- another telephone company, provided the information is required for the efficient and cost-effective provision of telephone service and disclosure is made on a confidential basis with the information to be used only for that purpose;
- a company involved in supplying the subscriber with telephone or telephone directory related services, provided the information is required for that purpose and disclosure is made on a confidential basis with the information to be used only for that purpose;
- an agent retained by the Cityfone in the collection of the subscriber 's account, provided the information is required for and is to be used only for that purpose;
- an agent retained by us to evaluate your creditworthiness, provided that the information is required for and to be used only for that purpose;
- a law enforcement agency whenever we have reasonable grounds to believe that you have knowingly supplied us with false or misleading information or are otherwise involved in unlawful activities; or
- a public authority or agent of a public authority if, in our reasonable judgment, it appears that there is imminent danger to life or property which could be avoided or minimized by disclosure of the information.
Express consent may be taken to be given by a subscriber where the subscriber provides:
- written consent;
- oral confirmation by an independent third party;
- electronic confirmation through the use of a toll-free number;
- electronic confirmation via the Internet
- oral consent, where an audio recording of the consent is retained by us; or
- consent through other methods, as long as an objective documented record of customer consent is created by the customer or by an independent third party.
Personal information collected in connection with the provision of the Services may be stored and processed outside of Canada and may be subject to the laws of other jurisdictions.
16. LIMITS ON LIABILITY FOR EMERGENCY SERVICES PROVIDED ON A MANDATORY BASIS
This subsection applies only to the provision of emergency services on a mandatory basis. In respect of the provision of emergency services on a mandatory basis, Cityfone is not liable for:
- libel, slander, defamation or the infringement of copyright arising from material or messages transmitted over Cityfone’s network from the Subscriber’s property or premises or recorded by the Subscriber’s equipment or Cityfone’s equipment;
- damages arising out of the Subscriber’s act, default, neglect or omission in the use or operation of the Equipment;
- damages arising out of the transmission of material or messages over Cityfone’s network on the Subscriber’s behalf which is in any way unlawful;
- any act, omission or negligence of other companies or telecommunications systems when their facilities are used in establishing connections to or from the Subscriber’s facilities and equipment.
Furthermore, Cityfone’s liability for negligence related to the provision of emergency services on a mandatory basis is limited to the greater of $20 and three times the amount (if any) Cityfone would otherwise be entitled to receive as a refund for the provision of defective service from the underlying carrier. However, Cityfone’s liability is not limited by this subsection in cases of deliberate fault, gross negligence or anti-competitive conduct on Cityfone’s part or in cases of breach of contract where the breach results from Cityfone’s gross negligence and in each case, results in physical injury, death or damage to the subscriber’s property or premises.
The Services may also be covered by certain tariffs. In the event of a conflict or inconsistency between this Agreement and any applicable tariff, the tariff shall apply.
18. TERMINATION OF SERVICES BY YOU
Unless otherwise agreed, you may terminate the Services and this Agreement at any time by providing Cityfone thirty (30) days notice provided that the service agreement period has expired. You can notify a Talk & Earn Customer Care representative either by telephone at 1- 877-901-2266 or in writing to Talk & Earn at #101-3991 Henning Drive, Burnaby BC, V5C 6N5. If the Services are terminated by you, you will remain liable for all accrued fees and charges incurred up to the point of deactivation together with any applicable early cancellation fee. You will not be refunded for any unused airtime or data units.
19. TERMINATION OF SERVICES BY CITYFONE
Subject to applicable provincial laws, Cityfone may terminate your Services immediately for any reason by notifying you in writing at least 30 days before the Service is to be terminated. Cityfone may suspend or terminate your Services immediately, without notice and without liability to Cityfone, if you misuse or abuse the Services, or if you breach any other terms of this Agreement, including, but not limited to, non- payment of charges due to Cityfone or if Cityfone has invalid Subscriber registration information. Your Services may also be suspended or terminated immediately, without notice and without liability to Cityfone, in order for Cityfone to preserve the line integrity of the network, or comply with any law and/or tariff. If the Services are terminated by Cityfone, you will remain liable for all accrued fees and charges incurred up to the point of deactivation together with any applicable early cancellation fee.
20. EQUIPMENT RETURNS
Subscriber may return Equipment purchased from Cityfone within 30 days from the date of purchase if the Equipment has been used for less than 30 minutes of airtime usage and 150 kilobytes of data usage. In such event, Cityfone shall refund to the Subscriber the purchase price for the returned Equipment provided that the Subscriber returns the Equipment at their cost in its original condition, together with all accessories, manuals, other collateral and the packing materials. Notwithstanding the foregoing sentence, the Subscriber shall not receive a refund for the charges incurred for the Services used by the Subscriber. Cityfone reserves the right to charge a restocking fee where these conditions are not fully met. You will be billed for all accrued fees and charges incurred up to the point of deactivation.
YOU ACKNOWLEDGE THAT YOU HAVE SELECTED THE EQUIPMENT PROVIDED HEREUNDER AND FURTHER ACKNOWLEDGE AND AGREE THAT NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, LEGAL, STATUTORY, CUSTOMARY OR OTHERWISE IS GIVEN OR MADE BY CITYFONE RESPECTING THE EQUIPMENT INCLUDING WITHOUT LIMITATION ITS MERCHANTABILITY, CONDITION, DESIGN, OPERATION, QUALITY, WORKMANSHIP OR FITNESS FOR PURPOSE. ANY APPLICABLE WARRANTY SHALL BE THAT OF THE MANUFACTURER OF THE EQUIPMENT ONLY, WHICH EXTENDS DIRECTLY TO YOU.
Cityfone may assign this Agreement in whole or in part. Upon assignment, Cityfone shall be released from all responsibility and liability hereunder. The Subscriber may not assign this Agreement without the express written consent of Cityfone. Subject to the restrictions on assignment herein contained, this Agreement shall enure to the benefit of and be binding upon the parties hereto and their respective heirs, executors, administrators, successors and permitted assigns
If any term, provision or condition of this Agreement shall be held to be invalid, illegal or unenforceable by a court of competent jurisdiction, the remaining terms, provisions and conditions shall be and remain in full force and this Agreement shall be construed as if such invalid, illegal or unenforceable term, provision or condition had never been contained herein.
24. NO WAIVERS
If Cityfone fails to enforce any of the provisions of this Agreement or any rights provided in the Agreement, Cityfone will not be considered to have waived those provisions or rights nor shall such failure to enforce such provisions or rights in any way affect the validity of this Agreement. The failure of Cityfone to exercise any of these provisions or rights will not preclude or prejudice Cityfone from later enforcing or exercising the same or any other provision or right which it may have under this Agreement.
25. GOVERNING LAW
This Agreement is governed exclusively by the laws of the province in which your billing address is located, but if your billing address is located outside of Canada, this Agreement is governed exclusively by the laws of the province of British Columbia and you submit to the jurisdiction of the courts of British Columbia. Please note that your rights may vary by province.
Terms and conditions in this Agreement, which by their sense and context are intended to survive termination, shall survive.
27. COMPLETE AGREEMENT
You acknowledge that there are no other terms and conditions of this Agreement, except as expressly contained or expressly incorporated by reference herein.
This Agreement may not be amended or modified by the Subscriber. Cityfone may amend or modify this Agreement by giving notice of such amendment or modification. The Subscriber’s continued use of the Services following Cityfone’s notice of amendment or modification shall constitute acceptance of such amendment and/or modification by the Subscriber. Where required under applicable provincial laws, Subscribers will receive a notice of an amendment to the agreement at least 30 days before the amendment comes into force, setting out the amendment, the effective date of the amendment and a description of the Subscriber’s rights to refuse the amendment, rescind or if the amendment increases the Subscriber’s obligations or reduces Cityfone’s obligations, cancel the contract, without cost, penalty or early cancellation fee, in each case by sending Cityfone a notice to that effect not later than 30 days after the amendment comes into force.
All written notices given by you, the Subscriber shall be made to Cityfone at:
Attention: Customer Care Department
#101-3991 Henning Drive
Burnaby, BC V5C 6N5